5 Questions Buyers Should Ask Themselves Before They Buy Any House!

Since, for most people, the asset value of their house, represents their single – biggest, financial asset, wouldn’t it make sense, if potential, qualified home buyers, took the time, and based their decisions, on a variety of well – considered, common sense, considerations, etc? After, over 15 years, as a Real Estate Licensed Salesperson, in the State of New York, it concerns me, so few of these people, do so! Anyone/ everyone, considering, buying a home, should ask himself, at least, 5 questions, in order to make the wisest, best decision, for them! With, that in mind, this article will attempt to, briefly, consider, examine, review, and discuss, 5 specific, relevant questions, which would help in this process, etc.

1. Can I afford it?: Many individuals seem, to believe, as long, as they qualify for a mortgage, and have sufficient funds, on – hand, for any needs, in terms of down – payment, and closing costs, they can afford the specific purchase! However, this doesn’t consider, other, key considerations, such as, one’s comfort, in terms of monthly costs, including mortgage principal and interest, real estate taxes, and escrow payments, as well as having the reserves, needed, for contingencies, such as repairs, renovations, maintenance, upgrades, etc! Ask id you would be comfortable with the economic stresses, of doing so!

2. Does it meet my immediate needs?: Define, determine, and know, your immediate, personal needs, in terms of housing, and owning a home, of your own! What do you believe, you currently, need, and, are you making this purchase, simply, as a shorter – term, starter home – type purchase, or, as your home for life (or, an extended period)!

3. Intermediate and longer – term: What do you believe, your intermediate, and longer – term housing needs, might be? How comfortable, are you, in terms of your future, personal finances, etc, ability to maintain a specific life – style? Are you employed, and/ or, involved, in a secure situation, or, do you expect, there is a better – than – average – probability, you will decide to, or need to, relocate? Be prepared!

4. Strengths and weaknesses/ Pros and Cons: Many make purchase decisions, based, predominantly, on, their emotions, when, it would make more sense, to consider, the logical considerations, etc, of your decision! What are the strengths and weaknesses, of a particular house and property, and why, are these factors, considered, as – such, by you? Pay attention to both, the pros and cons, in – detail, and thoroughly!

5. How about the specific house/ property?: Why have you chosen, this particular house, and property? How might it satisfy your needs, and wishes, and, what do you like, and dislike? What is, in, move – in condition, and what do you feel, needs relatively, immediate, renovation/ upgrade,, etc? Why have you chosen this location, etc?

The more – prepared, one is, the better, the probability, they will make the right decision, for them, when they purchase a specific property! Are you ready, willing, and able, to proceed, with the common sense, to make the best, overall decision, for you, and your personal needs, etc?

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The Ultimate Guide to

What Entails the Best Deal on a Car

In a year, most countries sell over seventeen million cars. This means that a lot of people are able to find and then buy their dream cars. It is certain for a person who is ready to purchase a car to get a bit overwhelmed at the thought of negotiating with a sales representative. This is so because purchasing a car is usually a great deal and one feels the need to buy the right car for themselves while at the same time get the best deal possible. It is recommendable that a person to does their homework first before stepping foot into the dealership since this guarantees them of getting the best deal possible.

It is crucial that you pick a firm that understands the type of car you want and at the same knows they should be aware of the cars cost since this will ensure that you will play catchup in front of the salesman. It is usually vital that you are aware of the worth of your vehicle beforehand, before trading it because this will ensure that you get a fair price for it. Since you already know what you talking about it will be quite hard for people to trick you into buying a car at an unfair cost.

It is vital that you get pre-approved first before you do a serious search on the internet or take your dream car for a test drive. By doing this, you will be aware of the number set that you can afford and then shop for it accordingly. This will make sure that a person is not left felling worse because you love a certain car and was able to buy it. If one shops at the right time of, they year, they are likely to save on huge sums of money. One of the ways you can get the dealership is by being knowing the seasons when the prices of cars are going to hike and when they will fall. The seasons you should avoid buying a car so as to get this dealership is during holidays and popular gift buying seasons.

One way to get the dealership is by keeping your phone in your hand since this will makes the dealer to think that you are double checking everything they says and this will make ensure that they are honest with you. One way of getting the dealership is by making sure that you are respectful and not rude to the dealer all the time. By being respectful, you will ensure that you get into the dealership when both you and the dealer have good feelings for each other.

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